![]() ![]() Bank makes opening an account in Arizona accessible. You can always upgrade to the two other account levels featuring paper checks, overdraft protection and interest without having to close your existing account. The fee can be waived if you're a student or enrolled in Preferred Rewards. Start with SafeBalance, the lowest-cost level of checkless banking with a $4.95 monthly maintenance fee. Its checking product, Advantage checking, can toggle between three phases depending on your needs. What to look for: Bank of America understands you're likely to have evolving needs over time. Rate yields on your deposits are relatively low at 0.01% to 0.04%.Preferred Rewards account holders have access to special rates and savings.Merrill Edge self-directed investing available.Advantage checking is available in three tiers from basic checkless to premium.A digital assistant named Erica is on standby to help you with tasks such as setting up notifications or regularly updating you on your spending. Pay bills, transfer funds and manage your Bank of America loans and accounts all in one place. ![]() However, the company website and mobile app are good alternatives to visiting a branch, making it possible to handle most of your banking needs any time of the day. In addition, the bank provides a full-featured mobile app for the times you'd prefer to skip the teller line.īank of America has physical branches and ATMs in 44 Arizona cities. Bank of America Why it stands out: Bank of America keeps checking accounts simple by providing three tiers of one Advantage Checking account: Safe Balance, Plus and Relationship. ![]()
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